Two plans, one simple choice
Both Allstate plans pay a $1,000 first-day hospital confinement benefit, limited to one occurrence per year, plus a daily hospital benefit for up to 10 days. Plan 1, the Low Premium Plan, pays $100 a day. Plan 2, the High Benefit Plan, pays $200 a day and adds further hospitalization, surgical and wellness benefits. Each plan offers employee, employee and spouse, employee and children, and family coverage. The original brochures explain every benefit amount, the requirements for payment and applicable limits and exclusions.
Plan 1: Low Premium Plan
- $1,000 first-day confinement benefit, one occurrence per year
- $100 daily hospital benefit, up to 10 days
- Four coverage tiers
View brochure for Plan 1: Low Premium PlanRate sheet for Plan 1: Low Premium Plan
Plan 2: High Benefit Plan
- $1,000 first-day confinement benefit, one occurrence per year
- $200 daily hospital benefit, up to 10 days
- Additional hospitalization, surgical and wellness benefits
View brochure for Plan 2: High Benefit PlanRate sheet for Plan 2: High Benefit Plan
Allstate hospital indemnity rates
Listed Biweekly premiums for each plan and coverage tier.
| People covered | Plan 1: Low Premium | Plan 2: High Benefit |
|---|---|---|
| Employee | $11.42 | $20.70 |
| Employee + spouse | $20.35 | $39.20 |
| Employee + child(ren) | $15.71 | $28.70 |
| Family | $24.35 | $44.62 |
Download the original rate sheetFull rate reference
Who can apply
Coverage is for applicants age 18 and over who are actively at work. Your employer determines group eligibility.
Complete your selected applications together
Choose your coverage, then add other available products if you wish. Enter shared information once, review the completed original application forms, and sign electronically. Premier Protection reviews your completed packet and submits it to the insurer manually. Coverage takes effect under the insurer’s approval, payment and certificate terms.
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