What the review covers
Every federal benefit you have, gathered in one place and explained in plain English:
- Your pension. An estimate of your FERS or CSRS annuity at the retirement dates you are considering, and how the FERS supplement and Social Security fit in.
- Survivor benefits. What your spouse would receive, and what each survivor option costs you.
- Health coverage (FEHB). What it takes to keep FEHB in retirement, and what it will cost.
- Life insurance (FEGLI). What it costs now, and how the cost of each option changes as you age and after you retire.
- Your TSP. How your savings and withdrawal choices fit alongside your pension as income. We do not recommend funds or investments.
- Getting ready for retirement. Practical suggestions and dates to plan around, and the gaps worth closing before you leave.
Free help with your retirement application
The retirement application is long, and a small mistake can delay your first annuity payment. When you're ready to retire, we go through the application with you, help you complete it and help you get it to your agency's HR office on time, at no charge. You sign and submit your own application; we help you make sure nothing is missing.
How it works
- Request your review. The short form takes about a minute.
- A short call to gather the facts. Your service dates, salary and current coverage. A recent leave and earnings statement helps, if you have one handy.
- We walk you through your review by phone or video and answer every question. What you do next is entirely up to you.
About us
Premier Protection is a family owned, licensed insurance agency that has served federal employees and their families for more than 10 years. We are privately owned, not part of the government, and not affiliated with OPM or any federal agency. Your review is an estimate to help you plan; your agency's HR office and OPM make the official calculations. Learn more about us.
Request my free review It takes about a minute, and there's no obligation.