Estimate FEGLI coverage and premiums
Use OPM's calculator to explore coverage choices and premium estimates. Enter information on OPM's website.
Source checked / OPM website
Federal employee resources
A clear starting point
for retirement questions.
Find tools and guides from OPM, Social Security and the IRS. Choose a topic, then go directly to the publisher's website.
Premier Protection is an independent insurance agency and is not affiliated with or endorsed by the federal government.
FEGLI life insurance
Find FEGLI premium information
Review the employee or annuitant premium information that applies to your situation.
Source checked / OPM website
FERS retirement eligibility
Understand retirement eligibility
Read how age, service and retirement category fit together. FERS minimum retirement age differs from Social Security full retirement age.
Source checked / OPM website
Retirement withdrawals and taxes
Read about pension and annuity income
Find Publication 575 and check its tax year before using it. Discuss questions about your circumstances with a tax professional.
Source checked / IRS website
Learn about substantially equal periodic payments
Read the IRS explanation of this early-distribution tax exception and its conditions. Speak with a tax professional before acting.
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Find required minimum distribution information
Review the IRS guide. Which rules apply depends on the type of account and your circumstances.
Source checked / IRS website
Federal long-term care
Check the long-term care program status
Check OPM's current program information before seeking new coverage or an increase. Current enrollees can find program resources there.
Source checked / OPM website
Employee forms and instructions
Find Life Insurance Election form SF 2817
Employees can find the form and instructions through OPM. Annuitants do not use this form. Talk with your agency benefits office before changing coverage.
Source checked / OPM website
General education. Check each publisher's current information before making a decision.
Social Security
Find your full retirement age
Use the retirement age calculator or linked chart to check your birth year.
Source checked / Social Security website
Get a rough benefit estimate
The Quick Calculator uses information you enter; it does not access your personal earnings record. Its estimates are rough.
Source checked / Social Security website