Hospital indemnity insurance

Cash for a hospital stay, paid to you

Cash benefits for covered hospital stays, paid to you to help with costs your health plan leaves behind.

Fully underwritten, so often the most affordable. Individual policies are priced on your own health. Because the insurance company reviews your application in full, healthy applicants often pay less than they would for group or no-exam coverage. We compare carriers to find your lowest price.

How it works

Hospital indemnity insurance pays set cash benefits when you are admitted to the hospital for a covered stay, such as a first-day benefit and a daily benefit for each day you stay. The money is paid to you, not the hospital.

How it fits with health insurance

It adds to your health insurance rather than replacing it. Many families use it to help with a high deductible, copays, travel and household bills while someone recovers.

What to compare

Look at the first-day and daily benefit amounts, how many days are covered each year, any waiting period for illness or pregnancy, and the premium for you or your whole family.

Questions to consider

How high is my health plan deductible?
Could my household cover a few days of lost income during a hospital stay?
Do I want coverage for just me or my whole family?

Compare your options with us

We will discuss the coverage, premiums, limitations and application requirements together. There is no obligation to apply.

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