What we believe
- People come first. We listen before we recommend anything, because the right coverage starts with understanding your family, your work and your plans.
- Plain answers build trust. We explain every option in everyday language, including what a plan does not cover, so you can decide with confidence.
- Relationships last longer than policies. We stay with you after you enroll: at renewals, through life changes and when you need to make a claim.
- We look after those who look after others. Many of our clients spend their careers serving their communities. Taking good care of them and their families is how we serve ours.
Who we are, and who we are not
- We are licensed insurance professionals. The agency's National Producer Number (NPN) is 19068229, and each agent's NPN is listed below; you can use them to verify a license with your state's department of insurance.
- We are independent. We work with several established carriers and compare their options for you, rather than selling one company's products.
- We are not a government program. We are not affiliated with OPM, FEGLI, the VA, USPS or any federal agency. The plans we offer federal employees are private group plans, available because of your federal employment and paid by payroll allotment if you choose.
How we work with you
Our approach has stayed the same for more than 10 years: learn what you want to protect, compare what several carriers offer, explain it plainly and let you decide. We meet by phone and video, so families anywhere in the country get the same unhurried, no-pressure conversation, at a time that suits them.
When you reach us through this website, we contact you only because you asked us to, and only in the way you chose. You can ask us to stop at any time.
Our agents
Every conversation is with a licensed insurance agent from our team. You can check any agent's license with your state's department of insurance.
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Brett MiramonLicensed insurance agentNPN 18487057 -
Danny GreensteinLicensed insurance agentNPN 19396074
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Jacques MiramonLicensed insurance agentMarketing Director, American NationalNPN 1514434
Our carriers
We are contracted with the established insurance carriers listed below, and we compare their plans side by side to find what fits you best.
Have a question before you decide anything? We'd be glad to help. Request a call or schedule a time that works for you.



