How a claim works
Benefits start after a waiting period, often called the elimination period, and continue for up to the policy's benefit period while you remain unable to work. The benefit is usually a set amount or a share of your income.
What to compare
Look at the waiting period, how long benefits last, how the policy defines disability, whether pregnancy and pre-existing conditions are covered, and when coverage starts after you enroll.
Questions to consider
- How long could I cover my bills without a paycheck?
- How much paid leave do I have saved?
- Does the plan cover the conditions I'm most concerned about?
Compare your options with us
We will discuss the coverage, premiums, limitations and application requirements together. There is no obligation to apply.
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