Critical illness insurance

Financial breathing room when a serious diagnosis comes

A cash benefit for a covered diagnosis can help with household bills and other expenses.

Fully underwritten, so often the most affordable. Individual policies are priced on your own health. Because the insurance company reviews your application in full, healthy applicants often pay less than they would for group or no-exam coverage. We compare carriers to find your lowest price.

How the money can help

The benefit is paid to you, not to a hospital, so you decide how to use it: deductibles, travel for treatment, household bills or time away from work to recover and be with family.

How it fits with health insurance

Critical illness coverage adds to your health insurance; it does not replace it. Health insurance pays providers for care, while this pays you cash when a covered diagnosis happens.

What to compare

Check which conditions are covered, how much of the benefit each one pays, any waiting period after you enroll, and whether a second diagnosis can be paid.

Questions to consider

Could I handle my deductible and lost income if I were seriously ill?
Which conditions run in my family?
Would I rather have a lump sum or ongoing payments?

Compare your options with us

We will discuss the coverage, premiums, limitations and application requirements together. There is no obligation to apply.

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