Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Coverage overview
Combined / Chubb life insurance
Review the brochure, policy conditions and coverage options with Premier Protection.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
The listed Ohio federal brochure describes flexible-premium adjustable permanent life. It also warns that scheduled premiums may be insufficient to maintain enough account value to keep the policy in force. Coverage depends on sufficient account value and the terms of the policy issued by the named insurer.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: Combined Insurance Company, a Chubb company
Policy condition
What kind of life insurance is Universal Life Protector?
The listed Ohio federal brochure describes flexible-premium adjustable permanent life. It also warns that scheduled premiums may be insufficient to maintain enough account value to keep the policy in force. Coverage depends on sufficient account value and the terms of the policy issued by the named insurer.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: Combined Insurance Company, a Chubb company
Included with the policy price
Access to life benefits while living
The included Accelerated Payment Benefit can pay partial or full benefits while you are living when its terminal-illness or permanent-confinement conditions are met.
The terminal-illness provision requires diagnosis before age 64 with likely death within 12 months. Alternatively, the brochure covers permanent confinement in a hospital, nursing home, extended-care or hospice facility until death. Policy terms apply.
The listed Ohio federal brochure describes flexible-premium adjustable permanent life. It also warns that scheduled premiums may be insufficient to maintain enough account value to keep the policy in force. Coverage depends on sufficient account value and the terms of the policy issued by the named insurer.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: Combined Insurance Company, a Chubb company
Coverage questions
Read these source-based explanations with the original policy terms. Eligibility and state availability still apply.
What kind of life insurance is Universal Life Protector?
The listed Ohio federal brochure describes flexible-premium adjustable permanent life. It also warns that scheduled premiums may be insufficient to maintain enough account value to keep the policy in force. Coverage depends on sufficient account value and the terms of the policy issued by the named insurer.
Are the Combined cash-value examples the same as premiums?
The listed packet presents premium tables and cash-value examples separately. A cash-value example is not a periodic premium. Eligibility and policy terms apply to the listed premium schedule. Use the original applicable schedule rather than turning a cash-value example into a quote.