Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Coverage overview
Allstate Term to 100
Review the brochure, policy conditions and coverage options with Premier Protection.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: American Heritage Life Insurance Company
Included with the policy price
Terminal-illness protection included in the shown life premiums
The listed life prices include the Accelerated Death Benefit for Terminal Illness (GTLPLBR). It can advance 75% of the death benefit, up to $100,000.
A physician must diagnose terminal illness. The payment is discounted using the current discount rate; premiums are waived after payment. This is an advance of the death benefit. Prices shown are the 2021 Term to 100 biweekly rates.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: American Heritage Life Insurance Company
Included with the policy price
Accidental-death protection included in the shown life premiums
The listed employee and spouse life prices include the Accidental Death Benefit Rider (GTLPADB). The rate sheet lists its benefit at twice the initial death benefit amount.
Printed rider issue ages 18-55. Not available on certificate coverage purchased for a child. Policy accident definitions, limitations and state terms apply. Prices shown are the 2021 Term to 100 biweekly rates.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: American Heritage Life Insurance Company
Optional child coverage — additional premium
Children’s Term Rider (GTLPCTR)
Child term coverage is available for a separate biweekly premium.
| Coverage | Premium |
|---|---|
| $10,000 | $2.10 |
| $20,000 | $4.20 |
Printed in policy; carrier/state/issue eligibility still applies Employee issue ages 18-65 for adding this rider; child term to age 25 as printed. Prices shown are the 2021 biweekly rates.
Eligibility, state availability, exclusions and policy terms apply. Read the benefit brochure before choosing coverage.
Premier Protection is an independent insurance agency. It is not affiliated with or endorsed by the U.S. government.
Insurer: American Heritage Life Insurance Company